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	<title>Comments for Trevor Ginn - eCommerce, eBay, Online Retail</title>
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	<link>http://www.trevorginn.com</link>
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		<title>Comment on What&#8217;s wrong with online only retailers FFS? by Matt Sharper</title>
		<link>http://www.trevorginn.com/whats-wrong-with-online-only-retailers-ffs/comment-page-1/#comment-67934</link>
		<dc:creator>Matt Sharper</dc:creator>
		<pubDate>Thu, 19 Jan 2012 17:55:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=626#comment-67934</guid>
		<description> ignoring companies who only sell through the web is rowing against the tide……… 

exactly!! the only things that will be left on the high street will be showrooms with computers to order online!</description>
		<content:encoded><![CDATA[<p>ignoring companies who only sell through the web is rowing against the tide……… </p>
<p>exactly!! the only things that will be left on the high street will be showrooms with computers to order online!</p>
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		<title>Comment on Amazon: Are we creating a monster? by Jeremy Freeman</title>
		<link>http://www.trevorginn.com/amazon-are-we-creating-a-monster/comment-page-1/#comment-67933</link>
		<dc:creator>Jeremy Freeman</dc:creator>
		<pubDate>Sat, 14 Jan 2012 23:26:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=693#comment-67933</guid>
		<description>I totally sympathise with you - it frightens me that this might happen to us.   We also have a best seller that we sell around 20 a day (40 a day before Xmas).   Hope it works out for you in the end.</description>
		<content:encoded><![CDATA[<p>I totally sympathise with you &#8211; it frightens me that this might happen to us.   We also have a best seller that we sell around 20 a day (40 a day before Xmas).   Hope it works out for you in the end.</p>
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		<title>Comment on Why Keeping Cash is Like Reading a Print Newspaper by Sun W. Kim</title>
		<link>http://www.trevorginn.com/why-keeping-cash-is-like-reading-a-print-newspaper/comment-page-1/#comment-67932</link>
		<dc:creator>Sun W. Kim</dc:creator>
		<pubDate>Tue, 29 Nov 2011 18:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=676#comment-67932</guid>
		<description>I guess you are only thinking of cash as bills and coins. I think of cash as what is in my checking account. For me, cash and online transactions can co-exist peacefully. As a consumer, cash (debit card) payments end up being cheaper if the merchant processing is done correctly. In the USA, if a merchant banks with a &quot;big bank&quot; (defined as $10 billion or more in assets), you can lower processing fees for accept debit cards. Remember that debit cards have nearly zero risk because the funds are taken out of a checking account whether PIN or signature based. A credit card is a loan the bank makes to you and many choose to pay the loan in full or at minimums. One of the points of the Dodd-Frank w/ Durbin amendment was to allow debit cards charges to merchants reflect their level of risk to banks.

You also have payment services like Dwolla that only charge $0.25 per transaction whether funded via balance or ACH.

PayPal is making their own play by making money on PayPal balance to balance payments. It costs them nothing yet they collect fees like they are Visa. The banks want to perpetuate this idea of convenience needing to cost a percentage to merchants, but this is simply not true. There are viable alternatives available that totally cut out Visa, MasterCard, Discover, and AmEx... This means as a nation we have less debt, live within our means, and possibly merchants offering cash discounts (2%?) for utilizing our debit cards, Dwolla, or other bank to bank transfer services.

</description>
		<content:encoded><![CDATA[<p>I guess you are only thinking of cash as bills and coins. I think of cash as what is in my checking account. For me, cash and online transactions can co-exist peacefully. As a consumer, cash (debit card) payments end up being cheaper if the merchant processing is done correctly. In the USA, if a merchant banks with a &#8220;big bank&#8221; (defined as $10 billion or more in assets), you can lower processing fees for accept debit cards. Remember that debit cards have nearly zero risk because the funds are taken out of a checking account whether PIN or signature based. A credit card is a loan the bank makes to you and many choose to pay the loan in full or at minimums. One of the points of the Dodd-Frank w/ Durbin amendment was to allow debit cards charges to merchants reflect their level of risk to banks.</p>
<p>You also have payment services like Dwolla that only charge $0.25 per transaction whether funded via balance or ACH.</p>
<p>PayPal is making their own play by making money on PayPal balance to balance payments. It costs them nothing yet they collect fees like they are Visa. The banks want to perpetuate this idea of convenience needing to cost a percentage to merchants, but this is simply not true. There are viable alternatives available that totally cut out Visa, MasterCard, Discover, and AmEx&#8230; This means as a nation we have less debt, live within our means, and possibly merchants offering cash discounts (2%?) for utilizing our debit cards, Dwolla, or other bank to bank transfer services.</p>
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		<title>Comment on In praise of Letraset by Stephen Ginn</title>
		<link>http://www.trevorginn.com/in-praise-of-letraset/comment-page-1/#comment-67929</link>
		<dc:creator>Stephen Ginn</dc:creator>
		<pubDate>Sat, 05 Nov 2011 22:52:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=635#comment-67929</guid>
		<description>Before PP when I went to lectures there was a fighting chance you&#039;d write down the bulk of what the person was saying as they&#039;d often write on the blackboard, slowing themselves down.  Now PP slides are clicked through too quickly to allow notetaking and the handout makes no sense even 24 hours later.  </description>
		<content:encoded><![CDATA[<p>Before PP when I went to lectures there was a fighting chance you&#8217;d write down the bulk of what the person was saying as they&#8217;d often write on the blackboard, slowing themselves down.  Now PP slides are clicked through too quickly to allow notetaking and the handout makes no sense even 24 hours later. </p>
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		<title>Comment on Online Reputation Services Considered by HK0</title>
		<link>http://www.trevorginn.com/online-reputation-services-considered/comment-page-1/#comment-67928</link>
		<dc:creator>HK0</dc:creator>
		<pubDate>Mon, 17 Oct 2011 17:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=475#comment-67928</guid>
		<description>You left out an important aspect: the freedom and accuracy of reviews.

I asked Ekomi to post a (neutral, 3*) review after I cancelled my transaction.  They said that since I didn&#039;t have a transaction, I would have to send my review to the merchant for approval!
Ekomi is clearly filtering reviews for the benefit of its merchant-customers, which I call B.S. </description>
		<content:encoded><![CDATA[<p>You left out an important aspect: the freedom and accuracy of reviews.</p>
<p>I asked Ekomi to post a (neutral, 3*) review after I cancelled my transaction.  They said that since I didn&#8217;t have a transaction, I would have to send my review to the merchant for approval!<br />
Ekomi is clearly filtering reviews for the benefit of its merchant-customers, which I call B.S. </p>
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		<title>Comment on Free Shopping Comparison Sites by Zanon Lights</title>
		<link>http://www.trevorginn.com/free-shopping-comparison-sites/comment-page-1/#comment-67927</link>
		<dc:creator>Zanon Lights</dc:creator>
		<pubDate>Sat, 08 Oct 2011 03:15:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=440#comment-67927</guid>
		<description>I dont know about buying you coffe, but thank you very much for your post.</description>
		<content:encoded><![CDATA[<p>I dont know about buying you coffe, but thank you very much for your post.</p>
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		<title>Comment on Online Reputation Services Considered by Anonymous</title>
		<link>http://www.trevorginn.com/online-reputation-services-considered/comment-page-1/#comment-67913</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 02 Oct 2011 13:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=475#comment-67913</guid>
		<description>eKomi is an awful company. The deliberately delete negative reviews about their clients. If you look at their website, they&#039;re only really interested in improving their clients&#039; reputations, with no interest in providing consumers with objective information. &quot;Protecting against negative reviews&quot; is one of their major selling points.

If you see a retailer that uses eKomi, go to Google and find reviews that were posted about them via other websites. You&#039;ll often find overwhelming negative reviews, because the retailer you&#039;re looking up purchased an eKomi license to hide how bad they are.</description>
		<content:encoded><![CDATA[<p>eKomi is an awful company. The deliberately delete negative reviews about their clients. If you look at their website, they&#8217;re only really interested in improving their clients&#8217; reputations, with no interest in providing consumers with objective information. &#8220;Protecting against negative reviews&#8221; is one of their major selling points.</p>
<p>If you see a retailer that uses eKomi, go to Google and find reviews that were posted about them via other websites. You&#8217;ll often find overwhelming negative reviews, because the retailer you&#8217;re looking up purchased an eKomi license to hide how bad they are.</p>
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		<title>Comment on On BidBoogie by products auctions</title>
		<link>http://www.trevorginn.com/on-bidboogie/comment-page-1/#comment-67911</link>
		<dc:creator>products auctions</dc:creator>
		<pubDate>Mon, 19 Sep 2011 10:16:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/?p=361#comment-67911</guid>
		<description>Good article guys.</description>
		<content:encoded><![CDATA[<p>Good article guys.</p>
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		<title>Comment on Auctionair &#8211; Snotty Sealed bid auction site by auction sites</title>
		<link>http://www.trevorginn.com/auctionair-snotty-sealed-bid-auction-site/comment-page-1/#comment-67910</link>
		<dc:creator>auction sites</dc:creator>
		<pubDate>Mon, 19 Sep 2011 08:19:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/auctionair-snotty-sealed-bid-auction-site/#comment-67910</guid>
		<description>Great post guys.</description>
		<content:encoded><![CDATA[<p>Great post guys.</p>
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		<title>Comment on Starting Low and Ending High in eBay Auctions by fixed price auctions</title>
		<link>http://www.trevorginn.com/ebay-starting-prices/comment-page-1/#comment-67909</link>
		<dc:creator>fixed price auctions</dc:creator>
		<pubDate>Mon, 19 Sep 2011 06:48:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.trevorginn.com/ebay-starting-prices/#comment-67909</guid>
		<description>Brilliant article guys. 

I liked it. 

Thanks</description>
		<content:encoded><![CDATA[<p>Brilliant article guys. </p>
<p>I liked it. </p>
<p>Thanks</p>
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